:root {
  --bg: #0f1115;
  --bg-soft: #171a21;
  --card: #1f2430;
  --text: #f5f5f2;
  --muted: #b9beca;
  --accent: #d6b56d;
  --accent-2: #f0d58d;
  --danger: #ff6b6b;
  --success: #7ed6a5;
  --line: rgba(255,255,255,0.12);
  --shadow: 0 24px 70px rgba(0,0,0,0.35);
  --radius: 24px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: Arial, Helvetica, sans-serif;
  background:
    radial-gradient(circle at top left, rgba(214,181,109,0.18), transparent 32%),
    radial-gradient(circle at top right, rgba(126,214,165,0.10), transparent 28%),
    var(--bg);
  color: var(--text);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }

.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(15, 17, 21, 0.86);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid var(--line);
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; padding: 18px 0; }
.logo { font-size: 18px; font-weight: 800; letter-spacing: 0.3px; }
.logo span { color: var(--accent); }
.nav-links { display: flex; gap: 22px; align-items: center; color: var(--muted); font-size: 14px; }
.nav-links a:hover { color: var(--text); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 24px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  color: #17120a;
  font-weight: 800;
  border: none;
  cursor: pointer;
  box-shadow: 0 16px 40px rgba(214,181,109,0.22);
  transition: 0.25s ease;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 20px 50px rgba(214,181,109,0.32); }
.btn.secondary { background: transparent; color: var(--text); border: 1px solid var(--line); box-shadow: none; }

.hero { padding: 88px 0 72px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.08fr 0.92fr; gap: 48px; align-items: center; }
.badge { display: inline-flex; align-items: center; gap: 8px; padding: 8px 12px; border: 1px solid var(--line); border-radius: 999px; color: var(--muted); background: rgba(255,255,255,0.04); font-size: 14px; margin-bottom: 22px; }
.badge-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 18px rgba(214,181,109,0.9); }

h1 { font-size: clamp(42px, 6vw, 72px); line-height: 0.98; letter-spacing: -2.2px; margin-bottom: 24px; }
.hero h1 span { color: var(--accent); }
.hero-text { color: var(--muted); font-size: 20px; max-width: 640px; margin-bottom: 34px; }
.hero-text strong { color: var(--text); }
.hero-text-short { display: none; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.mini-note { color: var(--muted); font-size: 14px; margin-top: 16px; }
.mini-note a { color: var(--accent); font-weight: 800; }

.dashboard { background: linear-gradient(180deg, rgba(255,255,255,0.08), rgba(255,255,255,0.03)); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.dashboard-header { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 22px; }
.dashboard-title { font-size: 16px; font-weight: 800; }
.dashboard-pill { color: #17120a; background: var(--accent); border-radius: 999px; padding: 6px 10px; font-size: 12px; font-weight: 800; }
.money-card { background: rgba(255,255,255,0.06); border: 1px solid var(--line); border-radius: 20px; padding: 18px; margin-bottom: 14px; }
.money-row { display: flex; justify-content: space-between; align-items: center; gap: 14px; margin-bottom: 10px; color: var(--muted); font-size: 14px; }
.money-row strong { color: var(--text); font-size: 24px; }
.bar { height: 12px; background: rgba(255,255,255,0.08); border-radius: 999px; overflow: hidden; margin-top: 12px; }
.bar span { display: block; height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--danger), var(--accent)); }
.bar.green span { background: linear-gradient(90deg, var(--success), var(--accent)); }
.visual-warning { margin-top: 18px; padding: 16px; border-radius: 18px; background: rgba(255,107,107,0.10); border: 1px solid rgba(255,107,107,0.30); color: #ffd1d1; font-weight: 700; }

section { padding: 72px 0; }
.section-label { color: var(--accent); text-transform: uppercase; font-size: 13px; font-weight: 900; letter-spacing: 1.6px; margin-bottom: 12px; }
h2 { font-size: clamp(32px, 4vw, 52px); line-height: 1.05; letter-spacing: -1.4px; margin-bottom: 18px; }
.lead { color: var(--muted); font-size: 19px; max-width: 780px; margin-bottom: 34px; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.card { background: rgba(255,255,255,0.055); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; min-height: 190px; }
.card-icon { width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; background: rgba(214,181,109,0.14); color: var(--accent); font-size: 22px; margin-bottom: 18px; }
.card h3 { font-size: 22px; margin-bottom: 10px; line-height: 1.2; }
.card p { color: var(--muted); margin-bottom: 10px; }
.split { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 28px; align-items: start; }
.quote-box { background: linear-gradient(135deg, rgba(214,181,109,0.16), rgba(255,255,255,0.04)); border: 1px solid rgba(214,181,109,0.28); border-radius: var(--radius); padding: 28px; position: sticky; top: 96px; }
.quote-box .big { font-size: 32px; line-height: 1.1; font-weight: 900; letter-spacing: -1px; }
.truth-list { display: grid; gap: 14px; }
.truth-item { display: grid; grid-template-columns: 34px 1fr; gap: 14px; background: rgba(255,255,255,0.055); border: 1px solid var(--line); border-radius: 18px; padding: 18px; }
.truth-item b { color: var(--text); }
.truth-item p { color: var(--muted); }
.num { width: 34px; height: 34px; border-radius: 50%; background: var(--accent); color: #17120a; display: grid; place-items: center; font-weight: 900; }
.system { background: var(--bg-soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.step { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; position: relative; overflow: hidden; }
.step:before { content: ""; position: absolute; right: -24px; top: -24px; width: 80px; height: 80px; border-radius: 50%; background: rgba(214,181,109,0.10); }
.step-number { color: var(--accent); font-size: 14px; font-weight: 900; margin-bottom: 16px; }
.step h3 { margin-bottom: 10px; font-size: 20px; }
.step p { color: var(--muted); font-size: 15px; }
.cta-band { padding: 52px; border-radius: 32px; background: linear-gradient(135deg, rgba(214,181,109,0.20), rgba(126,214,165,0.08)), var(--card); border: 1px solid rgba(214,181,109,0.28); box-shadow: var(--shadow); display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center; }
.cta-band h2 { margin-bottom: 10px; }
.cta-band p { color: var(--muted); font-size: 18px; }
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.compare-box { border-radius: var(--radius); padding: 26px; border: 1px solid var(--line); background: rgba(255,255,255,0.05); }
.compare-box.good { border-color: rgba(126,214,165,0.35); background: rgba(126,214,165,0.07); }
.compare-box.bad { border-color: rgba(255,107,107,0.35); background: rgba(255,107,107,0.07); }
.compare-box h3 { font-size: 26px; margin-bottom: 14px; }
ul { list-style: none; display: grid; gap: 10px; color: var(--muted); }
li { display: flex; gap: 10px; align-items: flex-start; }
details summary { cursor: pointer; color: var(--accent); font-weight: 800; }
.footer { padding: 34px 0; color: var(--muted); border-top: 1px solid var(--line); font-size: 14px; }
.footer-inner { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.footer-socials { display: flex; gap: 14px; flex-wrap: wrap; }
.footer-socials a { color: var(--accent); }
.floating-cta { display: none; position: fixed; bottom: 16px; left: 16px; right: 16px; z-index: 200; }
.floating-cta .btn { width: 100%; }
.about-photo { width: 100%; min-height: 460px; border-radius: 24px; object-fit: cover; object-position: center top; box-shadow: var(--shadow); border: 1px solid var(--line); }

@media (max-width: 900px) {
  .nav-links { display: none; }
  .hero { padding: 36px 0 28px; }
  .hero-grid, .split, .cta-band { grid-template-columns: 1fr; }
  .cards, .steps, .compare { grid-template-columns: 1fr; }
  .quote-box { position: relative; top: auto; }
  .cta-band { padding: 22px; }
  h1 { font-size: 36px; letter-spacing: -1px; }
  .badge { font-size: 12px; padding: 6px 10px; }
  .hero-text { display: none; }
  .hero-text-short { display: block; color: var(--muted); font-size: 16px; margin-bottom: 18px; }
  .dashboard { order: 2; margin-top: 12px; }
  .hero-actions { gap: 10px; }
  .btn { padding: 16px 18px; font-size: 15px; }
  .floating-cta { display: block; }
  body { padding-bottom: 78px; }
  .about-photo { min-height: 360px; }
}
